Budgetcreditcheck CH Reviews
(Rated by 3 users)
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Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.7
Base on 3 Reviews
Ratings by Feature
Ratings by Feature
- Shipping & Delivery4.5
- Customer Service4.5
- Return Policy5.0
Recent Customer Reviews (3)
Lukas Naumann
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Marina Kadiev
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Christopher Lucas
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Budgetcreditcheck CH Pricing
Personal loan effective interest rates
4.9% - 10.95%
Example loan total interest
CHF 793.70 - CHF 1,781.70
Migros Bank loan amounts
CHF 1,000 - CHF 100,000
Migros Bank interest rates
4.9% - 7.9%
Cembra Money Bank loan amounts
CHF 1,000 - CHF 250,000
Cembra Money Bank interest rates
7.95% - 10.95%
Typical interest rates
4.4% - 10.95%
Budgetcreditcheck CH Pros & Cons
Pros
1
Free service: The platform offers free credit advice, non-binding creditworthiness assessments, and support throughout the application process.
2
Expert guidance: Customers have access to advisors who can answer questions and assist with the application.
3
Multiple lender options: Applications are forwarded to several reputable Swiss financial institutions, increasing the chances of finding a suitable offer.
4
Transparent process: The company emphasizes discretion and transparency in its operations.
5
Established presence: The parent company has been active in financial consulting since 2012, suggesting experience and reliability.
6
Convenience: Users can compare and apply for loans from multiple banks in Switzerland through a single platform.
7
Cost Savings: Access to loans with some of the lowest interest rates in Switzerland helps reduce borrowing costs.
8
Security: Inclusion of credit protection insurance offers peace of mind.
9
Speed: Fast loan disbursement ensures quick access to funds.
10
Flexibility: Loan terms and amounts can be tailored to individual needs, with options for loan increases and early repayment.
11
Support: Online advisory services assist customers in making informed decisions about personal loans.
CONS
1
Limited geographic reach: Services are exclusively for individuals and entities based in Switzerland.
2
No direct lending: Acts as an intermediary; loans are issued by partner banks, not by budgetcreditcheck.ch itself.
3
Potential data sharing: Personal information is shared with multiple financial institutions during the application process.
Budgetcreditcheck CH Features and Benefits
Features
Free service
The platform offers free credit advice, non-binding creditworthiness assessments, and support throughout the application process.
Expert guidance
Customers have access to advisors who can answer questions and assist with the application.
Multiple lender options
Applications are forwarded to several reputable Swiss financial institutions, increasing the chances of finding a suitable offer.
Transparent process
The company emphasizes discretion and transparency in its operations.
Established presence
The parent company has been active in financial consulting since 2012, suggesting experience and reliability.
Loan Offers from Multiple Banks
The platform provides access to loan offers from various Swiss banks, including Migros Bank and BANK-now AG, allowing users to compare options in one place.
Wide Loan Amount Range
For example, Migros Bank offers loans from CHF 1,000 up to CHF 100,000 with flexible durations from 6 to 84 months.
Competitive Interest Rates
Migros Bank loans feature very low effective interest rates ranging from 4.9% to 7.9%.
Credit Protection Included
Insurance is included in the loan rates, providing added security for borrowers.
Quick Loan Disbursement
Loans are disbursed via bank transfer, with some offers (like BANK-now) providing immediate payout for amounts over CHF 80,000.
Loan Flexibility
Options to increase loan amounts and repay loans early are available.
Online Application and Advisory
Customers can apply online and access specialized advisory services for personal loans.